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Welcome to the Merced AR Finance Center

If you’ve been searching the Internet for a finance center near Merced, you’ve come to the right place! Merced AR takes the mystery and hassle out of auto financing to help get you behind the wheel of the car of your dreams. With our easy-to-use online financing application and pre-owned vehicle specials, driving home from Merced in a quality pre-owned vehicle is only a few steps away. Keep reading to learn more about our finance center near Los Banos.

How To Qualify For Auto Financing

To get approved for auto financing, the lender will need the following information from you:

  • Condition of the Vehicle
  • Credit Score
  • Age of the Vehicle
  • Employment History
  • Debt-to-Income Ratio
  • Credit History
  • Repayment Terms
  • Loan Amount Requested

Auto financing doesn’t have to be complicated. If you haven’t yet established your credit or have poor credit, you may have to pay a higher interest rate than other Merced drivers with better credit. That’s why it’s worth improving your credit score before applying for an auto loan.

Things To Do Before Applying For Financing

Our finance center experts are here to answer all your questions and pair you with a finance program that works best for your budget. Below, you’ll find a few financing tips to help the process flow smoother and have you cruising Merced highways in no time:

  • Use our trade-in valuation tool to estimate the value of your current vehicle.
  • Remember to factor in the amount for car insurance, fuel and maintenance, and unexpected repairs into your monthly budget.
  • Do your best to save money for a down payment. Your down payment can reduce your overall loan amount and equal to smaller monthly payments.
  • Be certain to make your auto payment on time, every time.

Apply For Auto Financing at Merced AR

If you still have questions about auto financing, the Merced AR finance center is here to help, so don’t hesitate to contact us. Financing is no problem at Merced AR; we will work hard to get you in the vehicle of your dreams at a price you can afford with a car loan tailored to your monthly budget. Visit our finance center near Atwater today!


Merced AR is located at: 1799 Yosemite Pkwy • Merced, CA 95340
Merced AR 37.2954011, -120.4566455.